Payday is two weeks away and you are already feeling the pinch.Bills are piling and piling and piling.The savings you have in your bank is just enough to keep the account open, if you have any savings to speak of at all.Next thing you know, you've got to take your car to the mechanic; or your kid takes an emergency trip to the hospital; or the pipes in your house bursts and the plumber is ticking off the numbers in your head.Money - if only they grow on trees.Creating and balancing your personal finance may become an easier task, just as long as you create a set-up that works best for you.Although there are numerous how-to books out there about budgeting, everything boils down to your own personal needs, how much cash is flowing into your pockets, and what your short term and long term plans are for your money.Your budget is one of the main indications of how much cash you could actually spend.Unfortunately for many of us, we tend to spend more than we earn.So the objective for now is to live within our budget - which by the way, is easier said than done.This is actually easier to do if you have your own cash flow, and that you tend to spend this on yourself.But if you are sharing both monthly income and expenses with your family or partner, this will entail a more willful move on everyone's part, in order to save a little something for rainy days ahead.One way of drastically culling your expenses is to set aside those credit cards.You can keep them but use them only for emergency purposes.Your next step is to actually define what your emergency purposes really are.Your car breaks down. will this be considered an emergency or can you ride the bus until next payday? Your child comes down with chicken pox and needs meds. definitely an emergency.Your pipes burst and water is gushing all over the house. yes, that can be considered an emergency - unless of course, you spend the next few days underwater.Define the limits of what can be considered as emergency expenses, and stick to it, in the most unforgiving manner possible.Buying a pair of shoes (costing several hundred dollars) on credit for a hot date may seem like an emergency situation right now.Sure, you can argue that this is an investment in your future.But within the next few days, those dollar signs will have to be paid point by point.(Just imagine, what if the date wasn't really worth it?).Also, you could try to find your own creative alternatives to saving.Setting aside your credit card is one way - if that works, and if you do have credit cards to your name.If you (and your family members) don't, it might be a wiser option not to acquire any for the moment.See how things will work out in your daily routine.If you prefer online banking, there are options in many banks now that allow you to transfer a certain percentage of your monthly salary to a separate account.If you are less tech-savvy, but can actually save ready cash by setting aside a few dollars in your piggybank, then do so.We know of certain people who prefer tucking a few 20's in the old books they have every pay day - and placing the books way, way up high on the shelves.Just try to see whatever works for you, and stick to it like crazy.
Collecting items is one of the favorite hobbies for many of us.Some of us collect stamps, baseball cards, coins, and even shells as our collectibles.However, some people take collecting items to a completely new different level.These people do not collect ordinary items, what they collect are items that worth hundreds of thousands and even millions of dollars.Here are some of the most expensive collectible items ever.STAMP.The most expensive in the world today is the stamp called Tre Skilling Banco Yellow.This stamp can be found in Sweden.The only copy that is available up to this day was sold for two million three hundred thousand dollars in the year 1996.WRIST WATCH.The most expensive watch ever been purchased was sold for a price of $6,500,000.A very rich person from Europe purchased the watch.The Swiss watchmaker Vacheron Constantin, which took him years for it to become perfect, created the wristwatch.BASEBALL CARD.The Honus Wagner 1909 baseball card is the most valuable baseball card ever.American Tobacco Company issued this baseball card in 1906and was considered by the SCP Auctions as the most valuable baseball card in existence.In the year 2000, the card sold three times its normal price by a soaring $1.26 million.CAR.The Ferrari California Spyder 1961 is the most expensive car ever sold.The vintage sports car was sold at $ 10, 894,900 to the wealthy British radio host Chris Evans.The actor James Coburn previously owned the car.WINE.The most expensive bottled wine is the Chateau Lafite 1787, which once belonged to the late 3rd President of the United States of America, Thomas Jefferson.The official value for the said bottled wine is $160,000.NUMBER PLATE.The most expensive number ever sold has a price of approximately $14.3 million.What made this number plate so special is because the number plate was labeled with only the figure 1.The auction for the number plate was held in Emirates Palace Hotel.Saeed Abdul Ghafour who is a United Arab Emirates businessperson, purchased the said number plate.No matter what kind of item we are collecting, the important thing is that you are enjoying what you are doing and that the item you are collecting is of great value to you.You can collect whatever object you like as long as it is of great value to you.The choice is upon you.
List Price : Price : $99.99 as of 2012-09-10 01:30 AM
Product Description
24 x18 Framed Print, Black Satin Frame Off-White Digital Mat. showing MILK TRADE CARD, c1880. American merchant s trade card, c1880, for Eagle. MILK TRADE CARD, c1880. American merchant s trade card, c1880, for Eagle brand condensed milk. Chosen by Granger Art on Demand. 24 x18 wooden frame with digital mat and RA4 print. Finished back including brown backing paper, hanging bracket and corner bumpers. This item is shipped from our American lab.
FRAMED PRINT This 24 x18 Framed Print features an image of MILK TRADE CARD, c1880. American merchant s trade card, c1880, for Eagle chosen by Granger Art on Demand. Estimated image size 610x390mm.
Black Satin Frame Off-White Digital Mat 24 x18 wooden frame with digital mat and RA4 print. Finished back including brown backing paper, hanging bracket and corner bumpers
Image Description: MILK TRADE CARD, c1880. American merchant s trade card, c1880, for Eagle. MILK TRADE CARD, c1880. American merchant s trade card, c1880, for Eagle brand condensed milk.
For any queries regarding this image of MILK TRADE CARD, c1880. American merchant s trade card, c1880, for Eagle please contact Granger Art on Demand c/o Media Storehouse quoting Media Reference 6512615
As gold as silver soar in value, finding affordable coins to collect is becoming increasingly difficult.But, not every coin is made of gold or silver.Some beautiful coins are being minted in metals not considered precious metals, and these coins are often very affordable.Buying coins designed to circulate, even if produced in a form not intended for circulation, often can be accomplished at a relatively low cost.In fact, these often can be obtained directly from a mint if the coins sought are current year issues.There will be a charge for the packaging, but still these coins are very likely to be affordable.Some countries have mints that cater to the numismatic community.One numismatic friendly country is Australia, where quality is the norm and variety abounds.Australia has a history of quality in coin production from its two major mints, the prestigious Perth Mint and the storied Royal Australian Mint.The Perth Mint makes collector coins both for Australia and for several smaller countries, while the Royal Australian Mint makes Australia's circulating coins along with many Australian collector coins.To add to the delight of numismatists, the coins of these two world famous mints have different designs.Of course, this means to order everything desired might require two orders, which requires two shipping charges.Search both mints' Online stores for dollars, and prepare to find a multitude of issues, many placed on cards that can give authenticity to the coins.These relatively inexpensive coins are not neglected when it comes to design.Many are colorized, enhancing their beauty.In fact, a general perusal of these two Online stores can itself provide hours of pleasant viewing.Since both mints release coins during the year, repeated visits are usually rewarded with new finds.Another feature of Australian collector coins is designs are not repeated.Every year there are a fresh designs.As beautiful as the American Eagle is, the only difference one can expect annually is the year stamped on it.Australia makes different designs annually, and often releases entire series all at once.This practice allows collectors to order several coins and have the shipping increase nominally.Australia also caters to young coin enthusiasts with special, affordable coins designed for young collectors, thus nurturing the future numismatists of the world.Look for the selection designed for young collectors in the Online stores.Of course, if you want gold or silver, those are also available.One idea is to buy a quality coin, and add a few of the inexpensive coins to the order.It is even possible to check how each added item changes the shipping by getting totals on the shopping basket.Some light coins, even on cards, can be added to some orders without added shipping.Black Spaniel Gallery provides the links that will take you to these mints on the http.//blackspanielgallery.Com website.Feel free to visit the site and use these links that are provides as a service to the coin collecting community.There is also a link to an Online auction site from Australia on the Homepage.Browsing this site often reveals the myriad of coins from previous years that are no longer available at the mints.This also can be quite entertaining, and may result in deeper knowledge coins.
